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ahj3939 t1_j2f3uhs wrote

For sure I would pay off CSP 800 & Amex 780 ASAP.

CFU @ 0% no rush to pay back. Is that 0% on purchases? What you can do is put expenses on that one, pay minimum, and then put all yoru cash to BOFA 2800 account.

That way your debt balance is shifted from 25% interest rate to 0%.

Keep some emergency savings, do not drain.

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Clean_Picture_8295 OP t1_j2f5w4r wrote

Definitely, I agree with paying off the AMEX and CSP and making it my first priority, then start lowering the balance on the BOFA. Having savings is crucial to me, and it didn't even cross my mind to start putting my purchases on the card with 0%. Thank you for your response!

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ahj3939 t1_j2f74cx wrote

I agree but don't go too crazy with your savings either when you have debt charging 25% interest. It was more to counter the people who are inevitably going to post extreme suggestions to start eating only rice and beans, drain your savings to $0, sell your car, cancel your Netfix, etc.

I think you should pay off both of the small balance accounts in full within the next 2 weeks.

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