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Clean_Picture_8295 OP t1_j2f5w4r wrote

Reply to comment by ahj3939 in Credit Card Debt Repayment Plan by Clean_Picture_8295

Definitely, I agree with paying off the AMEX and CSP and making it my first priority, then start lowering the balance on the BOFA. Having savings is crucial to me, and it didn't even cross my mind to start putting my purchases on the card with 0%. Thank you for your response!

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ahj3939 t1_j2f74cx wrote

I agree but don't go too crazy with your savings either when you have debt charging 25% interest. It was more to counter the people who are inevitably going to post extreme suggestions to start eating only rice and beans, drain your savings to $0, sell your car, cancel your Netfix, etc.

I think you should pay off both of the small balance accounts in full within the next 2 weeks.

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