Submitted by Nickyweg t3_zwjul5 in personalfinance

Signing up for insurance on my own. The actual health insurance was pretty easy to select. It’s dental insurance I’m a little confused on.

So it would cost me $18 a month. The breakdown is:

No deductibles or yearly limits

Referrals are needed to see specialists

You must use in network dentists

No charge for preventative care

Prosthodontics - I pay 40% Minor Restorative - I pay 10% Major Restorative - I pay 40%

Is this worth it? I’m 26 and pretty healthy. However, I haven’t been to a dentist in a while. I do brush and floss regularly to try and take care of my teeth though.

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