Viewing a single comment thread. View all comments

The_Istrix t1_j6ordni wrote

I'd check your credit report to see if anything from them or the university appears. If the school can't give you direct info and the agency can't give you more information than "you owe us money" I'd assume its fraudulent and dispute the charge with the credit agency if it appears at all. Does the guy on the phone have an accent? Sounds scammy to me.

58

Negative5025 OP t1_j6osdv8 wrote

So it is not on my credit report and I had pointed that out to the man on the phone. He said it is up to the university's discretion if they want to go after me like that. He did not have an accent, just an attitude. When I called the bursar's office they told me that the account is too old to find anything and gave me the number to the university collections department (they were closed today due to weather).

17

Liquidretro t1_j6ov9in wrote

Ya I would wait to talk to the university directly on this and see. I find it odd this would pop up 16 years later which is over the statute of limitations in most places if it was back from 2007 or earlier.

34

Negative5025 OP t1_j6oxv7v wrote

I mentioned on the phone that the debt itself is 15+ years old and I'd figure that it would be past the statute of limitations. He claims that university debt is not subject to the limitations. I just looked up the limitations in the state where I graduated, it is 5 years. I limitations where I live currently is 3 years. So both are well past the 15+ years.

12

Liquidretro t1_j6p1klr wrote

Not sure what to tell you but you need to find more info on what the debt is from and then validate it that it's genuine.

11