I mentioned on the phone that the debt itself is 15+ years old and I'd figure that it would be past the statute of limitations. He claims that university debt is not subject to the limitations. I just looked up the limitations in the state where I graduated, it is 5 years. I limitations where I live currently is 3 years. So both are well past the 15+ years.

Thanks for the reply. I do not remember if I ever received a Paid in Full letter from the University. I did receive one for my student loans, but this debt is apparently separate from my loans according to the angry guy on the phone. I have asked for proof and have said as long as I do not have an itemized statement of what I owe I will not be paying anything. The guy says "nobody gives itemized statements." Ha, I explained that my electricity company tells me exactly how much energy I used and that my student loans came with a monthly statement with a breakdown of all of the fees. Dude just won't take no for an answer.

I walked and received transcripts, proof of graduation, etc after I graduated. I opted to not get the diploma as it was an additional $2k or something like that. Money that I definitely didn't have at the time.

So it is not on my credit report and I had pointed that out to the man on the phone. He said it is up to the university's discretion if they want to go after me like that. He did not have an accent, just an attitude. When I called the bursar's office they told me that the account is too old to find anything and gave me the number to the university collections department (they were closed today due to weather).