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ahj3939 t1_j6k9opi wrote

Reply to comment by schrodingerzdawg in Charged off credit card account, dates on credit report inaccurate by schrodingerzdawg

On Tranuinion it will show "Estimated month and year that this item will be removed"

DOFD will be that date minus 7 years.

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schrodingerzdawg OP t1_j6kb3ui wrote

So by that number it's saying DOFD was 2018 which is hugely inaccurate. It was at least 3 years earlier, if not more.

It does seem like this debt was maybe sold to a debt collector, then sold back to the original creditor? I think I used to get letters from debt collectors, and now I get letters from the original creditor again.

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