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Werewolfdad t1_j6oqcim wrote

Reply to comment by OverCastle28 in What is my IRA account number? by OverCastle28

Id.me is not a brokerage. Id.me is a way to get identified online for government websites (among other places)

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OverCastle28 OP t1_j6orxo4 wrote

Then out of these options what am I even supposed to check for a cash out?

Trying to cash my 401K out since I never signed up for it. Which option do I do?

A lump sum cash distribution of my vested balance, less any income tax withholding. A direct rollover of my vested balance to an IRA or a qualified retirement plan. A direct roll over of a portion of my vested balance, with the remaining amount paid as a cash distribution, less any income tax withholding.

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Werewolfdad t1_j6os56h wrote

> A lump sum cash distribution of my vested balance, less any income tax withholding. A

This one. I'd seriously reconsider though unless you are in absolutely dire straits

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OverCastle28 OP t1_j6ou85s wrote

So let’s say I go to a new job since the one I’m at is getting ready to remodel, can this 401K be transferred over now or is it too late since I got a letter in the mail saying if I do not request my distribution by March 8th, my account balance will be forced out of the plan?

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Werewolfdad t1_j6ougf8 wrote

You have until March 8 to roll it into an IRA or new 401k

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OverCastle28 OP t1_j6oukh6 wrote

Alright that’s gonna kinda screw me over, we’re not closing until April

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Werewolfdad t1_j6ouo18 wrote

Then open an IRA and roll it into that

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OverCastle28 OP t1_j6outkf wrote

What’s the website since I don’t have the correct one?

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Werewolfdad t1_j6ov369 wrote

Any brokerage.

Fidelity, schwab, vanguard, wealthfront, betterment, m1 finance, TD ameritrade, Merril, etc.

Fidelity will probably be easiest.

You can get help at /r/fidelityinvestments

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manwnomelanin t1_j6os4vr wrote

First option

Its asking for an IRA account number because you selected the second option

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