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JBizznass t1_jdztb1y wrote

Back in the day when I changed my registration from center city to Fishtown my rates doubled and that was just an intra city move. The explanation I was given is that Fishtown has high theft rates and also high rates at damage to cars. Lots of uninsured accidents too.

Call a broker. Have them shop for you. I wound up switching and only having about a 30% increase instead of a 100% increase.

Note: you are also likely going to get walloped with your homeowners insurance next renew since there are going to be major increases across the board. Shop around.

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KingOfTheNorth91 t1_je080b1 wrote

I didn't even think twice about parking my car in Fishtown. I moved up from living on Snyder where I was constantly paranoid about my car getting smashed up. After a year and a half of living in Fishtown, my car has gotten so vandalized that it's essentially totaled. I don't make a ton of money and it's an old car so I had extremely cheap insurance, but that meant they covered absolutely nothing from the vandalism. So now I'm without a car for the next few years at least because some assholes wanted to smash it up one night. On the plus side, I'm enjoying biking to work at least.

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JBizznass t1_je096id wrote

I lived in Fishtown and port Richmond for a little over 6 years. During that time I had the H stolen off my Honda (WTF?), a woman who was high as a kite slam into the back of my car at a red light (unlicesened and uninsured so that was on my dime), a hit and run that smashed up the side of my car parked in front of my house (I found the MFer and made them cover the cost but it took a ton of my own time and effort), windows keyed, and, yea I know it’s minor but, someone kept stealing my dam tire valve caps! I also had a woman try to pry my window open at a Dunkin’ Donuts because I honked at her when she was about to crash into me. No obvious damage from that one but the window never quite worked right after that. So yeah… that’s why your insurance is high in fishtown. When I moved to the burbs my insurance went down by almost half.

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