Submitted by gryklin t3_124l63u in philadelphia
Just got my renewal notice and 6 month premium with Allstate jumped from $2300 to $2800, 1 accident under $5000 no major speeding tickets… with same history it was a third of the price in NJ. Is Fishtown just rated this high? 35 years old and 2022 Tesla model y but nothing changed since garaging from NJ to Philly. Wasn’t even paying anywhere this much in fairmount either.
Edit: good call, I called Costco’s insurance and went down to $1860 per 6 months saving me 2 grand a year, apples to apples… probably more once I call to bundle my home insurance. Still have to get a quote from Erie, Progressive. Clover stopped insuring Teslas this year.
SaltPepperKetchup215 t1_jdzoh28 wrote
Insurance rates rise via zip code.
If more claims are made in your zip or by drivers who reside in your zip it’ll effect your rate.
My friends car windows have been smashed 7x in the last few months in fishtown. I’m sure he’s not the only one (nothing visible in car obviously)
So with claims going up so will your insurance regardless of your personal claims or history.
Edit to add the window smashing was in OP same zip code.