Thankfully we passed legislation in the 1960's that overnight just resolved all that past racism so that this generation can all participate in wealth accumulation in parity. You know, other than....

Higher 'credit risk' and lower credit scores, ability to secure capital lending to start small businesses, 'Black' names score worse than 'white' names in job applications, historically black segregated areas aren't desegregating much if at all, Zoning regulations in black segregated areas for 'bad house value' things like dumps, highways, industrial and manufacturing, shelters, etc are more likely to be lax, real estate agents still 'steer' black applicants towards lower value worse neighbourhoods, Blacks with equal income/wealth more likely than whites to be denied in person applications, more likely to receive a lower home evaluation during an inspection, homes in black neighbourhoods appreciate much slower, black college graduate start with about 1/7th of the wealth of a similar white college graduate, and less wealth than white dropouts, have on average about 30% more student loan debt, etc etc etc

But you know, thank god we immediately and quickly resolved all the built in racism in American infrastructure and cities almost overnight, and we should probably just all quietly agree not to be racist and the whole thing should finish equalizing around 2025. Or 2030. Maybe 2040. Definitely before 2100. What is that? Black ownership actually decreased this decade while every other race shot up and whites stayed the same? Well, 2200 without a doubt these issues will be a thing of the past.