The idea that most people will do nothing is also theory. If you were not restricted by finances, could work in any field without worry about money, would you be lazy and sit around all day? You could finally be an artist while having the ability to support a large family, you could travel anywhere, you could focus on yourself for once and not the cog that drives humanity around money. If humanity becomes lazy then that's their dream life because that is what they looked for when they finally had freedom.