FiregoatX2 t1_je7bmlp wrote on March 29, 2023 at 10:50 PM

Reply to comment by Maxwyfe in Surgery options by Anima_EB

You have to have a down payment to buy a car. What’s the big deal about paying a down payment for your surgery?

Maxwyfe t1_je7gqlr wrote on March 29, 2023 at 11:28 PM

But I know the price of the car, what it looks like, how it works and the dealer doesn’t sue me the minute I drive it off the lot. I can choose my car dealer. My car insurance company doesn’t dictate the type and model of car I need. I’ve also never had to purchase a car or be permanently disabled. I’ve never been given a car and then told I have to pay for it in ten days or risk losing my house. No car dealer has ever told me I was buying a Kia and then given me a Porsche and expected me to pay the difference. Our medical billing system is arbitrary and predatory. Buying a car is not.

FiregoatX2 t1_je7pery wrote on March 30, 2023 at 12:33 AM

You can shop around for healthcare too. As far as a life threatening surgery, hospitals do those all day long and most of those don’t pay. Somebody has to pay the bill or the hospital will close and then you’ll have no healthcare.

Seymour---Butz t1_je7uxth wrote on March 30, 2023 at 1:14 AM

Are you kidding? You can’t really be comparing healthcare to a car. Nobody dies because they couldn’t buy a new car.

FiregoatX2 t1_je7x4lq wrote on March 30, 2023 at 1:31 AM

I already explained life threatening conditions and how hospitals treat them in the first response. The OP stated a minor outpatient procedure.

Edit: Grammar

Anima_EB OP t1_je82280 wrote on March 30, 2023 at 2:09 AM

Pretty boomer take mate. Not even remotely the same thing, you really don't have a ton of options with how insurance is currently. Regardless of the procedure it's in no way shape or form like owning a car. We could easily turn to socialist medicine which objectively works if we would shed our other corrupt as fuck systems. I even have pretty good insurance through my employer. This absolutely feels like muscling money out of people who need help.

FiregoatX2 t1_je86cmn wrote on March 30, 2023 at 2:42 AM

Well just having insurance will reduce your bill, because the hospital negotiates with the payer. It’s the people that don’t have insurance and don’t have an insurance company negotiating on their behalf that you should be concerned about.

Anima_EB OP t1_je89ib2 wrote on March 30, 2023 at 3:09 AM

Yeah I thought so too, but they've informed me that this is what they assume I'll owe after the insurance. I even have a good standing with them and am a regular patient. They have no real reason to pressure me like this.