But I know the price of the car, what it looks like, how it works and the dealer doesn’t sue me the minute I drive it off the lot. I can choose my car dealer. My car insurance company doesn’t dictate the type and model of car I need. I’ve also never had to purchase a car or be permanently disabled. I’ve never been given a car and then told I have to pay for it in ten days or risk losing my house. No car dealer has ever told me I was buying a Kia and then given me a Porsche and expected me to pay the difference. Our medical billing system is arbitrary and predatory. Buying a car is not.