Sadly I fear you're right, moreso every year. We've known about this for so long, and NOTHING has been done. Just hand-wringing and signing accords that no are too conservative and no one plans to adhere to anyways. We're likely already past the point of no return to avoid the worst of it, and still nothing gets done. We're out of time and we haven't even started making a rudimentary plan yet. No one is willing to have the tough conversations, no one is willing to talk about what we're going to have to give up to get this situation under control. If we don't do it voluntarily, it will be done to us involuntarily.