It's good your seeing an attorney. Your step-mom has considerable assets, so don't be surprised if the attorney doesn't recommend an accountant look over the assets. A lot will depend on the divorce laws in your state, but the attorney will know all that. I'd just lay out everything you said here to the attorney. He/she will know what questions to aks. They were married for a long time, so she may be required to provide spousal support, depending on the state law, of course.

Thanks.

I hear you.

I'm counting on that.

Yes, not a good situation.

Yup. No more 'set it and forget it'.

I hear you. It's an option I'm considering at least in part. I've been with Vanguard for decades and loved them, but since Bogle died, it's not the same.

Thanks much.

I hear you. I'm more interested in people's thoughts about this. There isn't really too much you can actually do. It appears cash will be hit the least at about 10%, investments at about 30%, and treasuries even more.

Nope.