Baldr_Torn

Baldr_Torn t1_jcxkjbb wrote

I haven't done it myself, but I knew some people who had a group who built a wheelchair ramp every month. I'm not sure how they decided on who they were going to help, but they provided all the manpower (and did it as a group) and all the material. They do this in the Dallas area.

And from the pictures I've seen from them, I think you are right. I think this is too steep. I don't know if the law will force them to take it out from a house, but it wouldn't be allowed in a public building, and it isn't ideal for use in a home. (Though it may be much, much better than the stairs they had before.)

I also have started using a wheelchair myself recently. I mostly walk with a cane, but I can't walk far or stand for long, so a wheelchair gives me options I wouldn't have otherwise.

That ramp looks like the roughly the same angle as the steep part of my driveway. I can get up it, but barely. I'm actively using that to build up my upper body strength, much like lifting weights. Resistance training. I'll roll up it, then back down, then up again. Sometimes I more or less just rock back and forth, going forward a foot or so, then back again, then up a foot again. It's surprising to me how hard it is to power myself in a wheel chair very far or long, so I'm trying to build up more strength.

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Baldr_Torn t1_j6nubxv wrote

If you have a lease, they can't increase the price until the lease ends. But your lease has ended, and you have been month to month for a year. Now, they've decided to raise the price. Yes, they can raise the price. Yes, they can demand you sign a new lease if you want to stay. If you don't want to agree to that, then you can move out.

You can at least try to negotiate. For instance, offering to pay the 10% increase, but staying month to month. Or possibly agreeing to a 3 month or 6 month lease, then month to month. They may or may not agree.

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Baldr_Torn t1_j6npjhj wrote

I don't believe that is correct. At least, I'm pretty sure it wouldn't keep them from paying in Texas. In Texas, you must have car insurance to get your license. (Or fill out paperwork stating you don't own a car.)

So it's very common for them to sell insurance to people who don't have a license. You can't tell people "you must have an insurance to get a license" and at the same time tell them "You must have a license before you can get insurance."

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Baldr_Torn t1_iug3jjw wrote

Useful for getting a ballpark figure on your credit score. But it's not what a lender will use, and so the score the lender sees will be different.

Also, there is more to getting a loan or a credit card approval than just your score. Credit scores don't look at your income. They aren't based around how much you make or how consistently you make it or anything similar. But a lender will care.

In the case of a home loan, the credit scores are also not looking at your down-payment, but a lender will.

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