Hi from a person who went from $108k in cc debt to zero in 8 years. I worked my butt off. The short story: First, stop using the cards. For anything. Second, every time you want to buy something that’s not essential to living, ask yourself whether having that item or experience would make you happier than being free of debt would. You can do it.
FarTooOldForThis t1_iybc2bv wrote
Reply to Help! Drowning in debt. by nah_just_ocd
Hi from a person who went from $108k in cc debt to zero in 8 years. I worked my butt off. The short story: First, stop using the cards. For anything. Second, every time you want to buy something that’s not essential to living, ask yourself whether having that item or experience would make you happier than being free of debt would. You can do it.