FckMitch

FckMitch t1_j6kywrp wrote

  1. U don’t need a cash management account. U can use either.

  2. I just dump a bunch of cash in the brokerage account.

  3. Whenever u want. Look at new issues and see what is available to purchase

  4. Fidelity has auto roll - you just turn it on when u buy. What is annoying is you can’t turn it off on line - u need to call them

  5. Just make sure you buy new issues. Fidelity doesn’t present the info as nice as Vanguard - you need to look at maturity date to calc if you want to buy 4 week/8 week/13 week etc. The money uninvested is in the brokerage account receives interest.

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FckMitch t1_j18f2pc wrote

I have a rowing machine and it’s great exercise machine. I also have a Bowflex adjustable dumbbells, a weight bench w dumbbells, theragun and a Bowflex bike. But what I really love is the morning yoga. It really helps keep the body limber and ache free. So maybe do a yoga room.

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FckMitch t1_iyf8j1m wrote

This is what I did:

  1. Check that plan allows it . I had to fight the company by pointing out the plan and the IRS allowed it. The administrator had said no.

  2. Rollover only the gains - I left a little over the post tax amount in the account

  3. Backdoor thé what was left in account to a Roth and paid the tax on the difference

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FckMitch t1_iydrew5 wrote

Hmm…I changed the title and car registration to my kid in college and he is still on our insurance. I checked w insurance company, told them car is now owned by kid, kid is at college and do we need a separate policy for them? They said no. I changed the title on car on the insurance website etc.

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FckMitch t1_iyctgsh wrote

At your age with minimal expenses and no dependents, now is the right time to invest in yourself to lay the path to higher salary paying jobs in the future. So go to school or learn a trade. Everyone needs a plumber, electrician, teacher, nurse, firefighters, etc.

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