FckMitch
FckMitch t1_j6pbg7t wrote
Reply to comment by nkyguy1988 in Why did Edward Jones make me jump through hoops every time I needed to take money out of my savings but now being at Fidelity they didn't give me any issues? by palinsafterbirth
Plus interest on the loan/line of credit
FckMitch t1_j6lei4o wrote
Reply to comment by altmud in How do you buy t-bills and ladder on Fidelity? by Bigchip01
On #1 - you can buy TBills from cash management account at fidelity
FckMitch t1_j6kywrp wrote
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U don’t need a cash management account. U can use either.
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I just dump a bunch of cash in the brokerage account.
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Whenever u want. Look at new issues and see what is available to purchase
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Fidelity has auto roll - you just turn it on when u buy. What is annoying is you can’t turn it off on line - u need to call them
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Just make sure you buy new issues. Fidelity doesn’t present the info as nice as Vanguard - you need to look at maturity date to calc if you want to buy 4 week/8 week/13 week etc. The money uninvested is in the brokerage account receives interest.
FckMitch t1_j6iuxto wrote
Reply to comment by weruroverlord95 in Review my budget please by weruroverlord95
Just wondering ! Lots of people had spouses cut their hair during the pandemic. But then they were on zoom - don’t know what the back looks like!! 😝
FckMitch t1_j6iuuk0 wrote
Reply to comment by weruroverlord95 in Review my budget please by weruroverlord95
Can you share a BJs or Costco membership w another couple/family? I do! Cheaper for paper products and toiletries.
FckMitch t1_j6irne1 wrote
Reply to Review my budget please by weruroverlord95
Groceries are high. How much is people vs dog?
FckMitch t1_j6irdu9 wrote
Reply to comment by weruroverlord95 in Review my budget please by weruroverlord95
Can wife cut your hair?
FckMitch t1_j2dc3os wrote
Reply to comment by killaho69 in Wanting to make sure I can afford the houses that I'm looking at. by killaho69
Rent
FckMitch t1_j1yfh6x wrote
Reply to I'm currently in college, and am struggling with whether to live in the dorms or in an apartment. Parents made a very generous offer and I don't know which one to pick. by Brilliant-Bed2876
What about food cost? Don’t you need a meal plan on campus?
FckMitch t1_j18f2pc wrote
Reply to comment by BlarkinsYeah in Have 1500 to spend (must be on a good/service) - can’t be on stocks or converted to cash by BlarkinsYeah
I have a rowing machine and it’s great exercise machine. I also have a Bowflex adjustable dumbbells, a weight bench w dumbbells, theragun and a Bowflex bike. But what I really love is the morning yoga. It really helps keep the body limber and ache free. So maybe do a yoga room.
FckMitch t1_j15t1zk wrote
Reply to Have 1500 to spend (must be on a good/service) - can’t be on stocks or converted to cash by BlarkinsYeah
Bowflex weights
FckMitch t1_j0ikosy wrote
Reply to Slim Fit Chinos and Joggers for Men by Sweet_Philosopher
LLBean Patagonia
FckMitch t1_izjjcca wrote
Best ones are the charisma bath sheets from Costco. I have had several guests asked where I got them.
FckMitch t1_iyf9xjw wrote
Reply to comment by cashdudex in I need help with false charges. by cashdudex
Your parents can put you as an authorized user on their credit card or you can get one from the bank w parents co signing
FckMitch t1_iyf8j1m wrote
Reply to Need help cleaning up IRA/401k by Trytofindmenowbitch
This is what I did:
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Check that plan allows it . I had to fight the company by pointing out the plan and the IRS allowed it. The administrator had said no.
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Rollover only the gains - I left a little over the post tax amount in the account
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Backdoor thé what was left in account to a Roth and paid the tax on the difference
FckMitch t1_iyf7q4m wrote
Reply to comment by ellieappa in How to handle the finances upon the death of my father? Can I just move things on my own? by beautifulcan
I think he can just set TOD beneficiaries as 50/50 sister and him without setting up joint accounts. At death Bank will pay out 50% to him and 50% to sister.
FckMitch t1_iydrew5 wrote
Reply to comment by NJS1993 in Got in a car accident. I have insurance, but I used my address for the title and registration instead of the policy holder’s. I didn’t know that could be a problem. Am I screwed? by [deleted]
Hmm…I changed the title and car registration to my kid in college and he is still on our insurance. I checked w insurance company, told them car is now owned by kid, kid is at college and do we need a separate policy for them? They said no. I changed the title on car on the insurance website etc.
FckMitch t1_iyd2eoi wrote
Do u live in a state w income tax? Then TBills over CDs unless cd rate after state tax is better than TBills rate.
FckMitch t1_iyctgsh wrote
Reply to 2nd job at 18, worth it? by RoyalHaza
At your age with minimal expenses and no dependents, now is the right time to invest in yourself to lay the path to higher salary paying jobs in the future. So go to school or learn a trade. Everyone needs a plumber, electrician, teacher, nurse, firefighters, etc.
FckMitch t1_iybsq0e wrote
Reply to Car was in accident and rental car expenses is eating away at a lot of disposable income. Need advice. by Milleniumfelidae
How much is the rental? Like are you doing a monthly rental or week to week?
FckMitch t1_iyat9vc wrote
The HR dept didn’t ask if you needed money and cut you a paper check for first week?
FckMitch t1_iyasjn7 wrote
Reply to I'm never going to be able to retire. Should I cash out to get myself out of debt? by WinsomeWombat
Can u take a $2k loan from 401k and pay off the $2k debt? Then take a part time job or seasonal job on weekends/nights or sell plasma to pay back loan.
FckMitch t1_iy6kg19 wrote
Reply to Pay off debt or keep saving by Stinks23
What’s your federal tax rate? Calculate if better to invest in TBills after tax vs the rate you are paying
FckMitch t1_iy3cy9m wrote
Reply to £20k in debt and it's become too much to handle and is killing me. What can I do? (breakdown below) by StarlordsTrees
Can you sell plasma, get another job at night and weekends? You need to cut expenses to the bone.
FckMitch t1_j94j791 wrote
Reply to I already wear earmuffs to bed, neighbours in my apartment are so loud that they don't help. Need something stronger, any advice? by Verifiedvenuz
Like rugs on the floor to reduce noise, tapestries on the wall!!
Ear plugs?