I started my subchapter S corporation 30 years ago for around $3000 in legal and office equipment costs. But that's just the legal framework. You need to think of working capital to hire those first people and provide them a place to work.

I don't believe this.

The phone isn't a problem. Not like the line is being tapped by hackers. The dentist probably wants it to confirm your ID with the insurance company (medical ID theft) or to run a credit check on you.

The potential risk is the dentist having their data base hacked and all identities stolen. Avoid giving out your SSN if possible.

You sure this is Ft. Myers Beach? I drove the length of it last Sunday and nothing looked this good. It was total devastation and nothing was open. I feel real sorry for those people.

Yes. Find a new advisor. If you need life insurance because you have children or other dependents, term life is a much better deal. This "advisor" doesn't have your best interests at heart. The list of reasons is long.

Small company owner here. You can ask but it's a big pain in the ass to issue a payroll check outside of the regular payroll cycle. So he'll probably say no. But when asking you can inform him of your unexpected circumstances and he might offer to give you a cash advance. But the best idea is below. Put it on a credit card.