PandaKing550
PandaKing550 OP t1_j2dz59m wrote
Reply to comment by NorthofDakota in Does CD rates lock when opening account? by PandaKing550
Thanks for clarifying!
PandaKing550 OP t1_j2dz2l9 wrote
Reply to comment by DeluxeXL in Does CD rates lock when opening account? by PandaKing550
Thanks for the clarification initial thought about apy rate being the rate I earned at end of term is correct
PandaKing550 OP t1_j2dvjal wrote
Reply to comment by DeluxeXL in Does CD rates lock when opening account? by PandaKing550
When researching to confirm I thought APY was the percent of how much I would get as interest into my account. But online says the APY is how much interest would be charged to me if I were to withdraw early. So say a 12m is offering 4.15% APY I thought that's the amount I'd get back so 100->104.15 end of month VS it being if I need to withdraw it'll be 100-> 95.85 I'd get back
Submitted by PandaKing550 t3_zzw04b in personalfinance
PandaKing550 t1_j2ck4fc wrote
Find a cheaper place and just rent. It'll be cheaper and give you time to focus on yourself and career.
PandaKing550 t1_j27bs0j wrote
Social life? If your budgeting and trying to save as much money as possible. That means trying your best NOT to go out. Or if you do hopefully it's doing something free or cheap like going for a hike with buds and then grabbing a quick bite at mcds, doesn't mean stuff like yah let's go see a movie every week and get snacks and then after eat at a restaurant.
If your moving out of country your car will be useless
PandaKing550 OP t1_j2ek9al wrote
Reply to comment by 93195 in Does CD rates lock when opening account? by PandaKing550
I'll prob cancel need to see what penalty is maybe 3-6m interest which is fie if it auto does it for me