SomeInternetRando

SomeInternetRando t1_j3winvj wrote

No, to you on the ship, you'd just teleport instantly. Or at slightly below the speed of light, it'd still be a lot quicker than 100 years.

>it would still be 100 years is my point

To an observer on earth. But not to you on the ship. If you had a telescope on a ship travelling towards earth near the speed of light, it may feel like a day to you (depending on speed), and if you looked at Earth through the telescope, it would look like Earth was going in fast-forward so fast that 100 years only takes one day.

8

SomeInternetRando t1_j205pf8 wrote

>Basically, how do these numbers fit together?

6.94% APR means that every month, 0.58% (6.94% / 12 months) of her current balance gets added to how much she owes. Those numbers come from assuming she keeps that going while making only the minimum required payments.

>I don't have much experience with car loans

This is how nearly all debt works, from credit cards to mortgages.

2

SomeInternetRando t1_iyed76n wrote

The hard inquiry isn't too uncommon.

The mother's maiden name is a common (though terrible) identity verification step for banks.

But if the password is your login password, I'd pass, and probably switch banks, because that screams "we have terrible account security" almost as bad as "your password can't have these blacklisted special characters" or "password can't be longer than n characters". At that point, I'd err on the side of assuming my password is stored in plaintext somewhere in their system, and change it anywhere where I'm using the same password.

If, however, it's some kind of separate identification verification passphrase you set up when creating your account, that's somewhat common, and I'd trust it if you called the number on the back of your card.

3