UpCoconut

t1_izkdek4 wrote

not necessarily. With my HDHP, the insurance still has a negotiated rate. It's just a negotiated rate that I have to pay instead of the insurance company paying it. For example, I had emergency surgery that was billed to me for $15K. I added my insurance and the bill was revised to $7K for it. I then negotiated it down from there. The website says that BCBS for this surgery is $12 at the hospital I went to. Not $12K. $12. Definitely wrong.

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t1_izh3f1q wrote

I had similar observations. Plus, the insurance coverage isn't adequately specific. For example, just putting in BCBS... is that the PPO? I have a BCBS high deductible health plan and the numbers here just don't make sense.

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t1_iz8yf4j wrote

There isn't a market basket near me, but where I used to live there were 2 within 5 miles of each other. Friends and I used to call them USA Market Basket and Soviet Union Market Basket. USA was OK. USSR was produce was in shrink wrap, shelves always empty, dairy products expired in the case...complete train wreck. It was so weird that two stores of the same brand so close together had such a different experience.

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t1_ivmlxgd wrote

In my district, it IS the schools that need convincing. This isn't an issue of budget or taxes. During COVID, they switched to a 'no-touch' cafeteria kitchen where everything is pre-packaged centrally by an outsourced vendor instead of being prepared by the local staff. The costs are the same, but the quality has gone way down... some private company is making bank and delivering garbage.

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