Thank you! You’re advice has been very helpful!

Question about Step 5. Is increasing for retirement via our work’s 401k mainly for tax reasons vs putting that same money toward a traditional?

I am in SaaS sales and my wife is in healthcare. I was just reading through that wiki. We are looking for advice because neither of us come from a financial background and feel dumb with money laying around doing nothing. In reading through the wiki, it seems like maybe a good place to start would be a traditional IRA. We both have our own Roth’s outside of our 401k’s, but it seems we won’t be able to do that anymore.