If you guys keep talking and really feels right being together get a job and save up to see her.

Yes it is extremely toxic. If no one else in her family supports her at all it's sad to think about. Only thing I can think of at that point is get another one if possible and just hide it way better. I grew up in a toxic home so the thought of her having to do that sucks so much but there isn't any other options when the parents/family think sexual things and masturbation is "wrong" for her.