brown_burrito

brown_burrito t1_ixuhevx wrote

Reply to Tim Cook in the area by musebug

Alba used to have decent regular brunch and Thanksgiving brunch the weekend after. Great mimosas too!

Always thought it weird that they had a couple of tables “reserved” for a couple of politicians with plaques.

Haven’t been there in over a decade though.

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brown_burrito t1_ix4cyau wrote

Reply to comment by Think_please in For people that bought single family homes in Boston or adjacent suburbs since last summer, how much are you paying per month in mortgage, taxes, insurance? by Bostonosaurus

Honestly, longer term even if I move I don’t want to sell the property. I feel like I can rent it out and get the mortgage back.

I might use it as collateral to get a second mortgage if we move.

Thankfully, we are financially in a good position (touch wood!) so have the luxury of not being super fussed.

In fact our neighbor just sold and we really considered buying their place and building a new property over both. But wouldn’t have worked out now. I’m hoping in a decade or so that’s an option.

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brown_burrito t1_ix1j3kh wrote

Reply to For people that bought single family homes in Boston or adjacent suburbs since last summer, how much are you paying per month in mortgage, taxes, insurance? by Bostonosaurus

I bought our two-family (with a 3 car garage) in Somerville a decade ago.

When interest rates were low, took out a sizable HELOC to do some renovations and then rolled the HELOC and the mortgage into a new loan. Got it all refinanced at 1.875% on a 20 year loan vs. 30 year.

It helped that home values were through the roof because then what’s left on the mortgage is much lower and that lowers your rates.

All in comes to ~$3500/month now.

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