cashewkowl

cashewkowl t1_jaf2jpa wrote

No way. That’s 37% of your income. What happens if you want to move out in the next few years - you won’t be able to afford it.

Check with your insurance agent about what cars are more reasonable to insure. I think the general recommendation is no more than 1/3 of your income on housing. And the car with insurance is more than that.

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cashewkowl t1_jadhngk wrote

FAFSA bonds and the difference between types of bonds Withholding on paychecks and how to calculate how much withholding you should have.

For budgeting, the idea that if you have a budget but don’t follow it, you are almost worse off. Be reasonable in what you budget.

IRAs and 401k - what is the difference. Also show them how much saving for retirement when you are young is so much more efficient than as you get older.

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cashewkowl t1_ja7q35h wrote

I’ve just moved to Philadelphia and thus I qualify to change health care plans on the exchange. I don’t have any doctors here yet to use as a way to choose.

I’m mid 50s female, generally healthy. I might have 1-2 doctor visits per year other than wellness.

It looks like I can choose between Ambetter, Cigna, independence Blue Cross, and Oscar. I will probably choose a bronze level plan, but which company will give me a reasonable choice of doctors/facilities? Thanks!

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cashewkowl t1_izyzdl3 wrote

We’re moving to Philly soon and will need to get gas and electric set up soon. I see a lot about scammers trying to get you to switch providers. What do I need to know about the process so I don’t get scammed? Thanks

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