cashewkowl
cashewkowl t1_jadhngk wrote
Reply to I teach a Math Personal Finance class, help me think of additional lessons/activities. by homeboi808
FAFSA bonds and the difference between types of bonds Withholding on paychecks and how to calculate how much withholding you should have.
For budgeting, the idea that if you have a budget but don’t follow it, you are almost worse off. Be reasonable in what you budget.
IRAs and 401k - what is the difference. Also show them how much saving for retirement when you are young is so much more efficient than as you get older.
cashewkowl t1_jadfg3t wrote
Reply to comment by fyreflake in Help! Notary for documents in Chinese? by fyreflake
Can you use an independent notary? I know my mom used to be a notary as well as the secretary at my kid’s school. This was in another state, but maybe put a request on r/phillylist for a notary who will do this.
cashewkowl t1_ja8mzmt wrote
Reply to comment by Hungree_Gh0st in Moving Mondays - New Resident Questions by AutoModerator
We had a permit for moving in, but then our movers pushed off delivery a day. Turns out what we really needed/used was friendly neighbors. If you are on good terms with your neighbors, see if they can help you out by moving their cars as needed.
cashewkowl t1_ja7q35h wrote
Reply to Moving Mondays - New Resident Questions by AutoModerator
I’ve just moved to Philadelphia and thus I qualify to change health care plans on the exchange. I don’t have any doctors here yet to use as a way to choose.
I’m mid 50s female, generally healthy. I might have 1-2 doctor visits per year other than wellness.
It looks like I can choose between Ambetter, Cigna, independence Blue Cross, and Oscar. I will probably choose a bronze level plan, but which company will give me a reasonable choice of doctors/facilities? Thanks!
cashewkowl t1_izyzdl3 wrote
Reply to Moving Mondays - New Resident Questions by AutoModerator
We’re moving to Philly soon and will need to get gas and electric set up soon. I see a lot about scammers trying to get you to switch providers. What do I need to know about the process so I don’t get scammed? Thanks
cashewkowl t1_jaf2jpa wrote
Reply to I make $2400 a month still living at home and thinking about a car by [deleted]
No way. That’s 37% of your income. What happens if you want to move out in the next few years - you won’t be able to afford it.
Check with your insurance agent about what cars are more reasonable to insure. I think the general recommendation is no more than 1/3 of your income on housing. And the car with insurance is more than that.