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cashewkowl t1_ja7q35h wrote

I’ve just moved to Philadelphia and thus I qualify to change health care plans on the exchange. I don’t have any doctors here yet to use as a way to choose.

I’m mid 50s female, generally healthy. I might have 1-2 doctor visits per year other than wellness.

It looks like I can choose between Ambetter, Cigna, independence Blue Cross, and Oscar. I will probably choose a bronze level plan, but which company will give me a reasonable choice of doctors/facilities? Thanks!

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alittlemouth t1_ja7qa47 wrote

Independence covers (I think!) all of the Penn Health system, which is a LOT of docs. I've never had an issue seeing my doc, a specialist, scheduling routine testing within a reasonable timeline, etc.

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momentums t1_ja8obvy wrote

Seconding IBX, the access to the entire Penn system is clutch and makes it super easy to order tests etc.

I haven’t had any weirdness with doing claims through IBX either, which is a bonus.

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