Doing the business was fine when his wife was healthy; post illness though something has to give. Your words are harsh, but it's a reality check that he needs to hear.

Not sure if you're aware; but data has shown that being poor negatively affects your ability to plan finances in the long term. Because money is so scarce and it money seems to disappear quickly, it incentivizes the brain into spending money the moment you receive it.

I believe researchers hypothesized that it's because we've intrinsically linked money to food; when we are poor this our primary use of money. When someone is hungry all other secondary needs are put on the shelf.

TLDR: It's expensive to be poor, it's harder to make rational budgeting decisions when poor.

Humour is one of the greatest defenses against sorrow

Sometimes the situations we find ourselves in are so absurd, that when we take a step back we realize how insanely unlucky we are.

And yet still things can get worse. Life is weird.

On the flip side there are times where we just luck out too. It probably all evens out for the average person.