dvlpr404
dvlpr404 OP t1_iyabess wrote
Reply to comment by Shizz-happens in LPT: You don't need a car loan. Seriously. by dvlpr404
If you can't afford 1500 for a used car, your almost certainly paying way more that you should. Try to take your tax return if possible to pay for it. Once you have a cheaper running car you can save up easier.
dvlpr404 OP t1_iy97pd4 wrote
Reply to comment by Nativesince2011 in LPT: You don't need a car loan. Seriously. by dvlpr404
2 are mine. The other two I decided to take in to prevent them going "into the system". Yeah, my choice, but I stand by it.
dvlpr404 OP t1_iy97i65 wrote
Reply to comment by Ok_Concert_6934 in LPT: You don't need a car loan. Seriously. by dvlpr404
Oil changes are scheduled at my favorite shop. $40 full synthetic for my expy can't be beat doing it myself.
dvlpr404 OP t1_iy979pk wrote
Reply to comment by Fish_On_again in LPT: You don't need a car loan. Seriously. by dvlpr404
I'm am watching the ball joints carefully. I've already had estimates. Sway bars are fine. Rust is minimal being southern Indiana. Could be better, could be worse.
All in all I'll likely spend 3k for vehicle, 1k for tires and sensors (has a spare tire pressure sensor!), and 2k for ball joints and control arms. I'll likely do the ball joints next year, so 4 years will be 6k. But from there easily get 3 or 4 more years.
dvlpr404 OP t1_iy96rqo wrote
Reply to comment by Articulationized in LPT: You don't need a car loan. Seriously. by dvlpr404
I'm not sure that a 4R can fit 8 or 9. Either way, I want to be able to seat everyone while still having back storage.
Edit: standard seating is 5. Optional 3rd row but no room and almost no storage. Not idea.
I occasionally have to drive 9 people around at one time. I can seat 9 if I have to. 3 seats up front, 3 in mid, 3 in back. The center console fold up to produce a seat.
dvlpr404 OP t1_iy96mm3 wrote
Reply to comment by MaleficentPi in LPT: You don't need a car loan. Seriously. by dvlpr404
This advice isn't for 6 figure income lmao.
Edit; forgot the 6
dvlpr404 OP t1_iy96cp0 wrote
Reply to comment by ChaoticAaronStout- in LPT: You don't need a car loan. Seriously. by dvlpr404
I never said I spent 5k each time. In another comment I say I've spent 6k in 10 years.
dvlpr404 OP t1_iy8vt8v wrote
Reply to comment by bloodboners in LPT: You don't need a car loan. Seriously. by dvlpr404
This is also a fair point. However, unless your buying absolute brand new or a used vehicle with a warranty still, I can't imagine spending 10s of thousands of dollars on a vehicle.
dvlpr404 OP t1_iy8vj3e wrote
Reply to comment by [deleted] in LPT: You don't need a car loan. Seriously. by dvlpr404
That's by choice BTW. Been saving to upgrade. Also having kids forced a vehicle change, and I've taken in my niece and nephew which forced a bigger vehicle.
dvlpr404 OP t1_iy8vcgv wrote
Reply to comment by MaleficentPi in LPT: You don't need a car loan. Seriously. by dvlpr404
This comment has since been heavily edited. Just FYI for people.
dvlpr404 OP t1_iy8v7pe wrote
Reply to comment by MaleficentPi in LPT: You don't need a car loan. Seriously. by dvlpr404
Nah, you being incoherent and not liking being told that. This isn't bragging. Your comment history shows your a contrary person so I won't bother with you.
dvlpr404 OP t1_iy8uwmn wrote
Reply to comment by Articulationized in LPT: You don't need a car loan. Seriously. by dvlpr404
This is a somewhat fair point. However a new large SUV (4 kids and me and missus) is around 80k.
80,000/10 is 8000. In 10 years I've spent maybe 6k, including repairs. That's less in 10 years than one year with the new vehicle. Not even counting interest.
dvlpr404 OP t1_iy8uehk wrote
Reply to comment by MaleficentPi in LPT: You don't need a car loan. Seriously. by dvlpr404
What are you trying to say. Try thinking before you submit. You're flipping between experience in vehicle purchases, and actual "milage may vary".
I'd like to have this conversation, but you aren't being very clear.
dvlpr404 OP t1_iy8tigm wrote
Reply to comment by MaleficentPi in LPT: You don't need a car loan. Seriously. by dvlpr404
Well aware. But you didn't say YMMV my guy.
dvlpr404 OP t1_iy8t4vx wrote
Reply to comment by MaleficentPi in LPT: You don't need a car loan. Seriously. by dvlpr404
I've spent 1000 to replace tires since I've had it. You can be safe and get a loan, or research the problems a vehicle has and find a well maintained one.
Repairs so far? $0. Not sure why you asked about gas since that varies even with newer cars. I obviously know what kind of MPG to expect in a large SUV.
Submitted by dvlpr404 t3_z7yu3p in LifeProTips
dvlpr404 OP t1_iyakx1g wrote
Reply to comment by xikubuek in LPT: You don't need a car loan. Seriously. by dvlpr404
I wander there, along with /r/povertyfinance and /r/frugal