nope. same account. leave traditional open with $0 balance. contribute to it first week of Jan and convert to existing Roth account.

make sure you are selecting products on the Amazon FSA store. as others have clearly called out that invoice does not show the 2nd item as FSA eligible.

agree. I started off with Betterment and when I grew to a significant balance I "graduated" to Vanguard just as you describe. Vanguard advisor will give advice as a fiduciary even for non-Vanguard accounts. I was surprised when he agreed with my decision to save in a deferred compensation account that resulted in less investment in Vanguard.

I can create a brokerage account within my 401k. at the same time I have never seen a rollover that wasnt via a check.

a rollover will liquidate the funds and issue a cash check.

open an online savings account and have a portion of your check deposited automatically. These accounts take a couple days to transfer to your checking so it will remove the convenience factor and ability to spend.

you need to do this on your own not rely on your parents. you must learn the discipline.

you do not have the income to be a big spender.

dealers will jack the prices up Jan 1. They can charge more due to the credit so they will!

right. no GM vehicles qualified after 2020 under the old rules due to the manufacturer limit.

Im positive prices will jump starting Monday though.

See this page for purchases through tomorrow. You do not qualify for a credit.

https://www.irs.gov/credits-deductions/manufacturers-and-models-for-new-qualified-clean-vehicles-purchased-in-2022-and-before#:~:text=If%20you%20bought%20a%20new,Internal%20Revenue%20Code%20Section%2030D.

here you go: https://www.irs.gov/faqs/capital-gains-losses-and-sale-of-home/property-basis-sale-of-home-etc/property-basis-sale-of-home-etc

I believe the cost basis explanation applies for more than real property. It is referenced in a turbotax questions here regarding your exact scenario:

https://ttlc.intuit.com/community/taxes/discussion/how-to-handle-sales-of-personal-and-gifted-items-on-ebay/00/2692991

I disagree. when the laptop was gifted it had value. I believe when an item is gifted you inherit the giver's cost basis. I would use the $1000 as the cost basis.