I have everything through them and have no negatives aside from actual process to pay for the premium is a bit painful. Had a car accident years back. Wasn't at fault, but they took care of everything right away, got it towed to a dealership, rental car for the time of the fix, etc. No delay or waiting for the other person's insurance to pay. Home, a few years ago, had to file two claims in the same year. Got checks within a week of calling (adjuster was there next day). Neither made my rates go up significantly (maybe $100/year, total for claims was over $20k).

If it's already on the title, then likely no, that's what I was told. Worth asking thought.

Yes, also read carefully and don't check the box saying the odometer went over 0. I did this when taking over one of my parents cars.

Jumping on to this to say my first full year of having panels, I paid $50 for electric on top of the fee, so about $100 total for the year. Down from more $500-600/month in the summer and probably $100ish minthly the rest of the year. My backyard is south facing and I have no large trees so the panels get full sun.

Do they have time of use billing (adjust the rate based on demand)? That could be why you see different rates

My biggest gripe with these maps: where are OUR highways? I wanna see the parkway and Turnpike! I demand representation!