My last boat saw 2-4 days a week of use during the fishing season. You're absolutely right about boat people, we'll spend what we have to to get out on the water. That's why I cheap out in other areas of my life.
My greatest joy in this life is bass fishing, so I am 100% okay with financing a boat instead of waiting and letting the years slip by just to save and pay cash.
I paid off my last $25,000 boat in 2.5 years. My car and truck are paid off. My house payment is less than $1000. I save 20% of my income in retirement investment accounts. My emergency fund is 9 months of income.
jig_fisher OP t1_j6o8uyt wrote
Reply to comment by leadfoot9 in Long-term vs Short-term Boat Loan by jig_fisher
No disagreement here