No, Run away fast. You will be taken to the cleaners. They have hungry commission based sales people. You are talking to an insurance pusher.... not a financial adviser.

open a brokerage account at Vanguard and invest in index mutual funds.

Bad idea. Drop out rate? Money for repairs?

One should buy the house and rent to the others. Kick them out if they do not pay or break house rules.

Oh, how to enforce house rules?

Probably find a new doctor.

Check the lab cost and insurance coverage before you go there.

Also check your insurance EOB.

The CU should sent you the vehicle title.

Boat loan?

Never. Save and pay cash.... 7.5%.... outrageous... 10 years.... outragoues.

You should look at the statement you got from the mortgage processor.

They send you a detailed analysis of the escrow. They can make mistakes.

No need to sweat, do not compare to others.

>This past year I finally contacted a wonderful tax relief company

I guess not so wonderful...

Start reading the wiki.

Find an enrolled agent (EA).

Get a realtor's market analysis to determine what this house will sell for. Get 3 of those and take the average.

Uncle's opinion is useless.

The will was poorly set-up.... family feud to be expected.

Get more quotes and have it fixed. There is a lot of life left in the subaru.

after expenses... The net profit of the side hustle is added to the top of the 9-5 job.

You charge what the market will accept as the price.......

Also you owe 15.3% for FICA.

Also you owe state tax (if your state has income tax).

Ask the appraiser. What instructions did the appraiser get? Appraiser determines the likely value of the home. Ask the appraiser if he has any expertise in home inspections.

I would NEVER waive the inspections. You are taking a huge risk.

Hmm. So what if your car catches fire? Gets broken into? Get stolen and someone takes it on a joy ride? Some one hits it at night and takes off......

Really you want to drop insurance?

400 kWh in one month is 400/30= 1.33 kWh per day = 54 Watts per hours on average. That is one electric lamp or "drain" from TVs, chargers, computers and your refrigerator.

You can buy one of those "kill-a-watt" tools and see the usage of say refrigerator or computer.

Your electricity provider (with a smart meter) may also have your usage hour by hour...

Prenup... not in your situation.

Combine income, combine expenses. You two will be one, one dream, one future. It does not sound that your relationship is at that point.

Two choices: - get some counseling - stay single.

(prenup= love your money more than you love your partner.....)

The bank has to establish that you is you. (identity verification). They usually ask questions based on information from the credit report. If there are errors in that report, you will denied.

Couple of things:

- get copies of your credit report (www.annualcreditreport.com) and make sure the information in those is accurate.

- chexsystems (https://www.chexsystems.com/) is another one to check. If you had ever a bank account closed by a bank, they reported that here and will not allow you to open another account. You are deemed a high risk.

Sell it. You do not want to be a long distance landlord and you have no experience being a landlord.

Enjoy the move and the new city/area.

A sucky HOA is because the actual homeowners do not take interest in it. I suggest to get involved, join the board, volunteering, becoming treasurer, help with budgeting.

So, get on it.

Of course this works only for non tax advantaged accounts (does not work for IRA, 403b, 401k, etc.)

I would consider a fee-only fiduciary financial planner to review your plan and discuss holistically what you want/need and what is possible (budget, taxes, giving, etc.).

Yes, spend maybe 2k on this. It is your money and it is best for your interest.

Save up cash and pay cash.

Find someone (start asking around) who does this; maybe one town over. Meet them, have coffee, buy their lunch. Learn before you invest.

(No, do not buy one of those midnight informercial crap on cable/local TV or "seminar"). Talkradio is also full with it).

Go slow with the cash you have.

I wondering how liquid your investment is. Who do you sell it to when you want out or need cash for a large purchase. what if the "onco" wants to sell all? what if the "onco" dies, who is his successor.

so much risk and you have no control.

I would never do that. I suggest to sell and just by REIT mutual funds from Vanguard.

I would not withdraw from my retirement accounts to buy a house. I would apply patience, save up the cash for the down payment.

"leveraged asset": no, i do not think so.

I think that the investments are not very diversified. It is OK to start. Learn more and diversify (small, mid, large, value, growth, some international, some REIT)

REIT mutual funds.

You want to stay liquid...

Start with buying a TDF and start reading/learning by exploring the wike (bottom right of the screen). There is a lot to learn, but hey it is your money.