krustymeathead

krustymeathead t1_je7m2nn wrote

Reply to W4 Help Please Confused by ipoopsparkles123

for MFJ with the 2 jobs section, from what i recall, you only do that for the person with the higher paying job. the person with the lower paying job should mark single on their w4. that way the right amount of tax will come out.

granted this was before the recent w4 changes so this may be different now

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krustymeathead t1_jaaihxu wrote

Reply to I have an $18,000+ bill leftover after dropping out. How to not let it crush me? by myopinionnoconseq

I believe an $18,000 bill on a payment plan with $136 of monthly fees is similar (right now) to paying back an $18,000 loan at 9% interest (12*136/18000). I was thinking about the possibility of refinancing the bill with debt, but I'm not sure you'd find an unsecured loan for less than 9%. Paying it back with the current plan may be the best option for now.

edit: if the $136 monthly is a flat fee amount, then at $5000, $136 is the same as 32% interest. not sure if refinancing the debt is possible but at some point it may make sense, once it is paid down to the point that the effective rate is higher than credit card rates.

edit2: also, paying the minimum on that bill until it is paid off will take around 12 years (and $18,632 in fees), so getting to a point where you can pay more than the minimum will help a lot since you'll be avoiding that extra $136 per month.

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krustymeathead t1_j3vsh1g wrote

Reply to comment by ZirePhiinix in TIL California killifish infected with a trematode flatworm are 10 - 30 times more likely to become meals for birds than uninfected fish by mankls3

Nice, ok, so I was assuming:

  1. Infected fish swim closer to the water to be eaten by birds
  2. The flatworms reproduce in the bird; flatworm eggs are shed in bird waste
  3. Fish eat the bird waste and get infected

I remember that for toxoplasmosis, they could only reproduce inside cats

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