We actually paid a little extra each month last year to eat away at the principal balance, so we paid 600 a month which is 7200, 20 Starbucks bucks a day is 7300 a year. Our actual monthly payment was 552, it was adjusted and is now 648 and we are doing 700 a month which is 8400 a year. Here is where it gets wild. We have a 30 year fixed mortgage, by paying just the little extra each month we are going to pay off the house in under 24 years. We have a plan to roll what we pay toward other debts into the mortgage payment once the debts are eliminated. We plan to have the house paid off(including new solar array, heat pumps, orchard, greenhouse, wood stoves, sugar house, charging station, outbuildings, etc.) by the time I am 50. It is indeed one of the darkest timelines for many folks but there are bright spots!

Hahaha hope 33 treats you right! I haven’t been to either a Dunkin or a Starbucks in some time but I make a pretty solid organic lady grey maple syrup Arnold Palmer that is a delightful way to start the day. Probably costs like 18 bucks a glass if I calculated cost of labor as anything remotely reasonable but since I am doing the labor…who cares I swear I am saving money sugaring and growing lemons in my windows!!

What a brain fart, I swear I reread and saw Dunkin’ like twice 😂

Dang, that’s over 7k a year. What’s your house hold annual income range? Are you a home owner? That is more than our mortgage, property taxes, and home owners insurance last year… we bought a 4 bed 2 bath in Oakland on 5+ acres to convert into a homestead almost 2 years ago(with a sizable down payment) with your Dunkin’ budget.

My barn, Oakland Maine

Book clubs! Trivia nights! It is hard when you are coupled and not trying to “party” and you don’t have a core group of folks to grab dinner or a flick with. Me and my wife have been slowly growing our close friend circle and it honestly takes work to make new connections. Good luck, be yourselves!

Gump’s cannabiz easy to find on Instagram. Fire product great guy

The deer literally Broke several tposts in our fence to get in and chew up plants. Left little patches of fur and hide in the galvanized steel mesh and cost us hundreds of dollars in plants, material and labor. Must have just been throwing their bodies against the fence until it gave or tried jumping it and got tangled up. We are in town with a bit over 5 acres that we are trying to develop into a self sustaining homestead and these deer are not making it easier.