mcgeggy

mcgeggy t1_j0vjtx2 wrote

Reply to comment by Raven91487 in Dealership help by Raven91487

The hardest part would be figuring out a fair loan interest rate in today’s market. But you can see dealer’s inventory on website. Easy enough to calculate tax. Maybe another $750 or so for other fees? Call and say this is the stock # of the car I want (from website), this is my out the door price, I don’t have time to come sit with salesperson. Of course, they may very well just laugh and hang up. I’m not sure what the climate is like dealing with dealers in today’s market. But it all worked perfectly for me when I did it in 2008 for my first (and only) new car purchase… Good luck and just be prepared to walk away if they become unreasonable at the very end of negotiation!

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mcgeggy t1_j0vb5qa wrote

Reply to comment by Raven91487 in Dealership help by Raven91487

I don’t know if this is still a thing, but I remember many dealerships would have an “internet” salesperson or dept. The trick is to crunch all the numbers yourself and come up with a reasonable price (car + tax/title/license + reasonable dealership fee). Plus interest rate if financing. Then call the internet sales section at the dealership and offer that “out the door” price/terms. Say you want to leave a deposit right there over the phone and pick up the car when it’s ready, bypassing the sales dept.

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mcgeggy t1_iz9c2ok wrote

Reply to Moving to NJ - Need Housing Advice by randomgreentree

Most of Neptune and Asbury Park have a very urban feel (and somewhat blighted). But the eastern side of Asbury Park is pretty happening, lots of bars/restaurants, plus the boardwalk- it’s a got that trendy/lively vibe. If you live in the immediate area, you have other summer beach towns very close, like Belmar, etc. But finding a nice area to live close by might be expensive, especially in many of the surrounding towns just north of Neptune, and east of Rt. 35…

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mcgeggy t1_iyvi3vf wrote

Reply to Careless Driving Ticket by legolover326

I feel bad for the pickup truck driver, just minding his own business doing nothing wrong, and now he has a damaged truck and has to go through the hassle of getting it repaired, not to mention the inconvenience of being delayed to wherever he was heading…

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mcgeggy t1_iyo3a1q wrote

Reply to Questions about buying a car from a private seller by achenx75

That’s pretty much how it works. You can activate the insurance on the car the day the title is handed to you from the seller though. Can the seller come to you to complete the sale? He can then leave with the $ and plates. Maybe you could pay for his Uber home.

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mcgeggy t1_iy3ej0p wrote

Reply to comment by EndlessErrands0002 in Paid off car loan, got the title from the dealership. Do I need to do anything else? by EndlessErrands0002

Make sure the original lien holder name matches exactly to the name on the release stamp. Often banks merge, change names, get bought, etc. during the time the vehicle is being paid off. If they don’t match MVC might catch it and not do a title transfer to the next buyer when you sell it (or make them produce a bank letter showing the name change). If everything matches there shouldn’t be a problem.

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mcgeggy t1_ixz6dtu wrote

Reply to Towns to live by [deleted]

Maybe Howell. There are development style neighborhoods, but also plenty of homes along the many “back roads” with a rural feel, decent property size, woods all around. Excellent schools. Still plenty of shopping and commerce minutes away along Rt. 9.

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