nversace
nversace t1_j6kqxeu wrote
Reply to comment by StranglesMcWhiskey in People who play MMOS, be it DPS, Healer, or Tank what is something you constantly wish the other roles would do? by EndorDerDragonKing
Yea awesome community - when I first started I would put up in chat that I was learning to tank or it was my first run bd people were super patient.
nversace t1_j6kqkme wrote
Reply to comment by pipboy_warrior in People who play MMOS, be it DPS, Healer, or Tank what is something you constantly wish the other roles would do? by EndorDerDragonKing
Yea totally. Most fights I’m familiar with (ffxiv) the moves will start to repeat, so if you don’t get that perfect dps, so what, it’s just another cycle of moves you should see coming
nversace t1_j6kq4wk wrote
Reply to comment by Andrew5329 in I'm considering selling my home, renting for a year, then buying my second home in order to avoid some of the stress of trying to sell and buy at the same time. Is this a bad idea? by youAtExample
I don’t think it would work for everyone, but it does eliminate some headaches. Biggest one is if you need to sell your house to buy. Sale contingencies can be a turn off if other things are equal. I moved into a 2 bedroom apartment in a complex, I didn’t need to ask - once my lease was up i automatically went month to month. I also ended up with flexibility, I didn’t need a particular settlement date since I didn’t need to leave my place. Also had already sold my house so there were no more surprises like something coming up in home inspection. I guess it’s just personal experience, I’ve bought and sold 3 homes, that was the least stressful process.
nversace t1_j6keati wrote
Reply to comment by EndorDerDragonKing in People who play MMOS, be it DPS, Healer, or Tank what is something you constantly wish the other roles would do? by EndorDerDragonKing
Yup - out of necessity. My friends are very responsibility-adverse!
nversace t1_j6kddwq wrote
Reply to People who play MMOS, be it DPS, Healer, or Tank what is something you constantly wish the other roles would do? by EndorDerDragonKing
Calm the f down if I didn’t pull the optimal amount of trash mobs!! I play to have fun, my stats aren’t bleeding edge and my gear may not be absolutely perfect, I know my rotation and my cooldowns and I can get the job done. Sorry this run took 90 seconds longer than the perfect run!
nversace t1_j6js0cc wrote
Reply to I'm considering selling my home, renting for a year, then buying my second home in order to avoid some of the stress of trying to sell and buy at the same time. Is this a bad idea? by youAtExample
I did this a few years ago. I sold right as the pandemic swept through, March- April 2020. The pros for me were: rental was actually slightly less than my mortgage, as were utilities, so there was some immediate savings - probably on par or slightly more than I got in equity from the principal portion of my mortgage payment each month. I also didn’t need a sale contingency on my offers - no worrying about the daisy chain of selling and buying simultaneously. I almost had an issue with my previous sale where the buyer quit his job right before settlement and his mortgage company did an income verification and almost pulled mortgage until his father co-signed. That spooked me
I also did a 6 month lease, not a year, with the expectation that I would find something in that time period and then could go month to month without a penalty for breaking lease if I didn’t. It ended up working out for me because I found something and had a month left on my lease after settlement to paint, update, and move in slowly.
Really the only con was moving twice in a short period of time and needing a storage unit @ 100 a month for a few months.
I don’t see any financial reason why this doesn’t make sense personally if it’s worth your peace of mind.
nversace t1_j6my2v2 wrote
Reply to comment by youAtExample in I'm considering selling my home, renting for a year, then buying my second home in order to avoid some of the stress of trying to sell and buy at the same time. Is this a bad idea? by youAtExample
You probably should look at these factors:
Is moving a hassle for you? For me it was me, my wife, and my adult son. I was only 42 so packing up our house and putting half in storage and furnishing the apt was not a big deal with 3 adults. We also ordered all new furniture to be delivered to new house. Moving was not an issue for me. It may be for you.
Look st the market near you. Check home list prices over the last 6 months. Homes around me have stabilized, rates probably won’t adjust dramatically down or up this year. You could have a different market. You probably won’t get an amazing deal, but the days of getting 60k bumps in home values every 12 months is pretty much over for now.
Can you get a tenant friendly lease? My complex was very nice - in quality and flexibility. I carried out the lease so I could spruce up the new place without all the clutter.
Bridge loans and carrying both mortgages are an option. If you buy before you sell, can you cover that cost? You may have to cover rent, too. I did this in a VERY competitive market, bids were all over asking, so I tried to make myself as attractive a buyer as I could while mitigating risk. It worked for me, may not for you. If you sell before you buy, you may be moving anyway unless you can rent back.