I know! I'm always relieved to see the red tail because that gives me less work, haha. But the belly band is also present in juveniles, which don't have their namesake red tails yet, which is why I like to point out that detail.

This is 100% a Red-tailed Hawk. Notice the band on their belly, that's a dead giveaway. Also, not all do, but this one has a red tail. Look at the tail feathers, you can see that they are a reddish color in contrast to the dark brown on the rest of its body.

Next time, I suggest posting in r/whatsthisbird, you might have more consistent answers :) Very neat find!