The way you are trying to help is to effectively blame the victim. The root cause of the issue is licensed and insured drivers violating laws and endangering people without consequence. It doesn't matter how reflective your vest is. When they hit you, they will say "I didn't see them," because they weren't looking.

Maybe OP should dress up like a christmas tree and wave a giant flag while screaming "Please don't hit me" every time they go out, while they are at it.

Licensed and Insured Drivers get to blast music and nearly kill other road users, while people just trying to walk across the street are culpable in getting hit because they wear headphones?

Pardon my French, but fuck that.

Ticket drivers. Tow them when they don't pay. Take away their license if they keep violating laws.

Driving is a privilege, not a right.