rolliejoe

rolliejoe t1_jecyylb wrote

No one here is going to be able to give you specific advice for your situation except "you need to keep trying to contact the attorneys to see if they will offer a payment plan".

Apart from that, how much equity is in the home? (That means the value of the home if you sold it yourself minus how much is left on the mortgage, if there is a mortgage.) Without anyone in the household earning a living wage, it may make more sense to sell the home yourself rather than have it sold by the county, and use the proceeds to pay off the mortgage/property tax, and if there's anything left over that can help with finding a place to rent.

Second steps will be that you (definitely) and your mother (if possible) need to be job hunting. If you are young and in ok physical shape, and not on drugs, you can easily make $16-20+/hr at a dozen or more national employers (USP, fedex, amazon come to mind) and be working in 1-2 weeks. Without knowing your mom's yearly income of course nothing useful can be said about that, but if she's $20k behind on taxes I'm guessing "mobile cat groomer" isn't really a job but rather a hobby, and she may need to look for a real, reliable income if she is able.

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rolliejoe t1_ja7grz9 wrote

This is just a new's blurb for those who don't bother reading any further or understanding any of the relevant details. First, all Hyundai and Kia vehicles after Nov. 1, 2021 (and some makes/models before this date) come standard with the anti-theft immobilizer, and thus any new vehicle OP might be considering won't be affected. Additionally, insurability is dependent largely on location, as well as carrier. "Uninsurable cars" made headlines because it is good clickbait, but even for the model years affected it was limited to a handful of areas (most with high vehicle-crime rates and higher insurance premiums to begin with) and/or specific carriers.

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rolliejoe t1_ja5olqa wrote

Something like a Hyundai Accent SEL model is $19k and comes with all essential features. Looking at probably ~$22k out the door with a bumper-to-bumper 5 year warranty (likely no significant problems before 10 years) and roadside assistance. The Kia Soul is also a great little vehicle at about the same price point with an incredible amount of interior/storage space (more than some small SUV's), and a similar 5 year warranty. These aren't the only two options in the price range, just two that come to mind with probably the best warranties.

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rolliejoe OP t1_j6hq5ku wrote

Thanks, good suggestion about the foam plug. And yes, it is made of wood and I wasn't sure what to call it since it isn't really a "door" and it also isn't a wall/drywall. I've gotten lots of conflicting advice here so I'm trying to consider everything, but trying to drill through my drywall, insulation, and vinyl siding (like many have suggested) just seems like a much, much, much more likely to cause problems approach.

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rolliejoe OP t1_j6gg2wt wrote

I mention in some other replies that I'll likely need to be using the battery while it is charging, so having it outside isn't really an option. The cable that comes with it for the panel is round and I think a custom one, but I'll at least check to see if a 3rd party flat cable is available, though my door does close tightly.

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rolliejoe OP t1_j6gfw67 wrote

Unfortunately the battery/generator is extremely expensive and not weatherproof (while the solar panel is). On top of that, in situations where I'll be using it, I'll likely need to be solar charging and also having things connected to it at the same time, which would means cords needed to be run indoors regardless. I was/am hoping that a single hole drilled in the door would be an easy answer without complications or things that could go wrong.

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rolliejoe OP t1_j6gfjc6 wrote

I considered that approach, but the cable is a custom one for this unit and is round rather than flat, and the door closes very tightly. If it was a flat cable or a generic one where I could just buy a flat one I'd go that route, but in this case it unfortunately isn't an option.

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rolliejoe OP t1_j6fign0 wrote

Like in the picture I linked, the 2nd half of the "door" with the red circle on it isn't designed to be opened. Trying to go through a wall and then my house's siding, etc. seems like it would be 10000% more risk of me messing something up, VS just having a small black/white cap on the bottom of the door frame, since I don't plan to have the wire running out the door 99% of the time.

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rolliejoe t1_iuaa07q wrote

This isn't what credit card chargebacks are for, since the merchant in this case did absolutely nothing wrong (and even did more than they were required to). Next time, be more responsible about booking stuff like this and pay extra for either travel insurance or a flexible cancellation policy.

All that said, you can try to chargeback and you might get lucky, but keep in mind banks can and do drop customers who abuse chargebacks. If this is your first one that won't be an issue however, even though it isn't legitimate.

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