Its the city council fault they set the zoning they can change the zoning.

If the employer is big enough to be under federal rules no File a complaint with the wage and hour division of US Labor Dept https://www.dol.gov/agencies/whd/contact/complaints (You may file complaint(s) with both your state and US labor depts or either one). Even if you are paid back wages later the employer will still be fined for violating the law.

Yes get a CPA and make sure a lot is withheld for your December paychecks. You need to find one now in January thru April most do not take new clients.

First find a car you can afford then tow and trade in you car as the down payment at a car dealer Your aunt will need to be there and agree since the loan is still in her name. The car parts are still worth something maybe a lot in this market.

They are already breaking the pay laws of many states you should ask payroll

A fine still leaves the sidewalk blocked. The city should hire people to clear uncleaned sidewalks and the bill the owner for the service.

If they increase the fine too high might make it worth while for someone to take it to federal courts under the 13th amendment?

You should of gotten a printed copy and the truth in lending discloser. Any loan agreement should be read by over a couple of days. Use google to define any term you do not understand.

Plus its almost cheaper to finance dental thru a Credit Union loan. You can try refinancing loan at a CU before the next interest charge kicks in.

You can join a credit union by openings an account. Most CUs cover anyone who lives in a geographic area now instead of just one employer. But many have kept their founding employers name. Call the CU to see who is allowed to join

Under an old US law YOU MUST FOLLOW UP with a letter sent by US mail (certified is best) to bank/cu or the bank may choose to disregard the email/call. Include the name of the bank employee/ date of call you spoke to and a line that says certified number _________ in the letter and write the number on it. Save the certified mail number for your records.

Also file a complaint with the CFPB https://www.consumerfinance.gov/

All they can do is hold your $1,200 of security deposit that why a lot of tenants do not pay last month rent and let them keep the security deposit. You can demand a itemized bill and take them to small claims but you may lose

If you did not pay last month's rent or already got your deposit back. The landlord can sue in small claims court but they have to sue at you new address unless your still in the same city/town as the old apt., Note in some states its the county.

Yes file for unemployment. Don't sign any statement that is not true or that you do not understand which may be used to try to deny you unemployment.

If your past employer does try to deny you unemployment you will be denied UNLESS YOU APPEAL. Just GO TO any unemployment office, you can email (a few states are totally on-line now), but it’s better to talk in person/via phone, in the same state that you applied for the insurance online, and FILE AN APPEAL its FREE to appeal. There is a very short list of valid just cause reasons to deny unemployment. They vary by state and have to be proved by your employer if you appeal.

The farther the unemployment office is from your past employer’s location the more it will cost your past employer to fight your appeal so they may just give up rather than get all the notarized paper work in by the deadline. I suspect your past employer will just verify your dates of employment if a new employer calls for a reference give HR’s number if asked, otherwise you could sue them if they give you a bad reference.

Here is how unemployment works in USA. You are employed at will in all states except MT, so can be fired for any reason or no reason, except an illegal one, unless you are in a union. You can only be denied unemployment if the firing is on the list of approved reasons for your state and the employer can prove the reason is true.

Step 1 ex-employee applies for unemployment. If past employer says approve ex-employee is approved. If past employer says deny ex-employee giving a reason on the state list before deadline; ex-employee is denied unless ex-employee appeals(a few clerks just deny unless you appeal then they check the list); if employer gives a reason not on the list of approved reasons, to deny unemployment, ex-employee is approved anyway(this only happens if the employer does not bother to read the list or won’t lie under oath).

Step 2 Appeal: Most ex-employees do NOT know they can appeal so few denials are appealed. Notarized statements must be filed by the deadline by employer to prove the reason. The ex-employee notarized statement is included in the appeal. A hearing clerk reads the statements and decides who to believe. Then either grants or denies unemployment. No cost to ex-employee

Step 3 If the ex-employee loses and appeals again for a formal hearing before an admin hearing officer. No cost to ex-employee unless he/she hires a lawyer. Everyone must testify in person under oath to reason the employee was fired. Then the hearing officer either grants retroactive unemployment since this is usually six months to a year later for hearing to be held or denies unemployment. Often the witnesses have moved on to other jobs and won’t appear or the employer or ex-employee do not show up. If ex-employee shows up and no else does the ex-employee usually wins. The employer can also appeal for hearing but that almost never happens.

Step 4 either side appeals to the regular courts almost never happens because both sides have to pay legal costs.

Its a state not NYC election year so NYC doesnt really care.

Plus NYC is broke about half the rich families who NYC used get most of its tax revue from have moved out of state leaving a hole in the NYC budget.