It's probably also because the further you get into kept yesr the busier they are going to be. They can probably pre-prepare a ton of the documents and then just fill in specifics later, at least I would assume so. Seems like they really just want to button up what forms they are going to need and make sure you have a list, etc to provide them as they become available.

Thats just my thoughts though I'm not a cpa nor do I run a business.

I think they anticipate that it will be complicated and want to make sure you either have ready or know where to get all of the documentation now versus at the filing deadline.

It does end up being more billable hours but if it makes rhe actual return go smoother and get filed on time I would probably be ok with it. If you work with the same cpa over and over I wouldn't want to do it every year though once both sides know what yo expect.

If the POA authorized the transactions it doesn't matter.

If the banks had to wipe away debt from every gullible person there would be no reason to be careful, if there was even a .001% chance that a scam was real you may as well participate and hope because you have no risk.

The other factor is how long ago it was. Any evidence is long gone. I don't see you not being stuck with this unless you implicate your father.

This is definitely a trend here, there are so many posts that go

"I entered into insert extremely serious legal agreement but it didn't work out the way I want. There must be a way to walk away scot free now right?"

You signed a power of attorney authorizing your father to conduct business on your behalf and he did.

This isn't going away unless you contest the legality of the POA, and I'm not sure that's even possible outside of elder abuse situations.

There's no scenario where the banks wipe this away without pinning it on your father.

I've found the key is to do enough time at each job that you can come back. I've worked at Chase 3 times lol.

Every single decent raise I've ever gotten was from switching companies.

Even internal promotions were bad. At one bank they would base it as a % of your current pay rather than the payband for your new role so if you started in an entry level position and worked your way up you would be getting absolutely shafted.

I left after they promoted me 3 times and I was making 40% less than new hires. Then 2 years later I went back to the same bank and walked in the door making more than any of the 20 year people in my department. When review time came around they would tell me "you're well positioned compared to your peers" and give me 0 or 1% so I left again. It's not my problem you are underpaying my coworkers.

Then I got another promotion thay should have come with probably a 50% raise to be in the right payband and they gave me attitude when I wasn't happy with 10%. They were like but it's a 10% increase! And I was just like my current salary is irrelevant I want what you would pay someone off the street. They didn't budge so I used the role to beef up my resume and then left. I make more than 2x what they were paying. I would have stayed for less because I liked the job, but they would rather hire and train someone else. Penny wise pound foolish.

I learned this lesson the hard way, loyalty is for people not corporations.

I spent 15 years (non consecutive) at megabanks and people just get so warm and cozy with the job security that they don't even think about leaving.

The companies 100% take advantage of this and if you do that I guarantee you are significantly underpaid.

I would tell people about my experiences leaving and coming back and upping my pay 50 or more percent and they just stared at me and collected their 2% and continued on with their day.

I won't give my current salary but I will always provide a target. You want to make sure you are in the same ballpark before you waste time on 3 interviews.

Now the number you throw out should be what you actually want plus like 10 or 20% so you have negotiation room though.

Brave of you to assume that WSBers are literate. Isn't everyone else using speech to text and a screenreader?