The cameras still need to be improved. I used the Meta Quest Pro for a month and definitely liked the progress that has been made, but it's still got a long way to go before it's something I'd use on a daily basis for work.

You need to buy the LG service remote. It's about $10 and you can disable the feature. I had to do the same thing because holy hell was that annoying. 7000hrs later and no issues with burn in.

Edit: Here's the fix I posted when I asked about this issue on the oled subreddit:

I was able to fix the issue by purchasing this remote and turning off "TPC Enable" in the Service Menu.

You access the Service Menu by pressing the IN START button on the remote and entering the passcode "0413".

Still extremely expensive. My 48C1 has been great, 4K@120Hz and I paid $899 for it. $999 for a 27" QHD is wild, even at 240Hz and OLED.

OLED

Yes, you can afford it. Just like anyone else on here would say, I'd recommend stocking up your IRA and getting that 401k match right now while you're in a position where you can afford to do those things and get that sweet, sweet compound interest, but that car payment isn't going to kill you. Make sure you are getting the best interest rate you can and are buying a reliable vehicle, but that price range is in your budget when including fees and taxes.

For reference, I pull in about $2700/mo net ($5800 gross but I save a LOT because I am luckily in a position where I can) and my car payment is $295/mo. It was $28k and I put $14k down though (the trade-in for my previous vehicle.)

Haha they're both running RTX 3080s. It typically doesn't get crazy hot in the summer here in Ohio except for a couple weeks, so I tend to open all of the windows in the house and have fans running to keep it cool. On the very hot days in the 90s, I'll kick on the AC and it does fine. I don't keep any temperature sensors in or around the office so while the rest of the house will be about 72, it stays in the upper 70s in the office.

Yeah it was a bit scary, but I also am in a condo building with 12 other units in the same structure, so while around the doors and windows it was cold, in the interior of the house I believe the lowest it dipped that week was 54. Growing up, my dad used to not turn on the heat until it dipped below 58 in the house so I'm no stranger to wearing 2 pairs of pants, 2 long shirts, a hoodie, and 2 pairs of socks around the house.

My heat pump had a capacitor blow the night before we had those horrible freezing temps around Christmas hitting -40 wind chill, and -20F real temps. GF and I just stayed in our office with our gaming rigs both running software in the background using the GPU a 80-100% and that office stayed >70F the whole time. Living room had frost on the interior walls, which was neat!

1mm One™, 1mm One™ X™, 1mm Series™ X™

I miss my OnePlus 3T and my OnePlus 6. I would have preferred the 5T over the 6 mainly because they placed the camera just above the fingerprint sensor, so the camera lens was always smudged, but damn they were such great values.

26 years old here and got hired at an insurance company for $78k in a mid-level IT role. Been talking a lot with and learning from another guy on my team. He's in his late 40s, been here about 10 years now and is at $66k. I do not have the credentials to back up my way higher pay, but I know he should be making a lot more than that. This entire company is full of people who have been here 10-30 years. I just smile and say how impressive it is that the company is able to retain employees like that but it reminds me of my first job when I was making $13/hr providing help desk support. in 2016. There were guys on my team who had been there 15 years and were making $15/hr thinking they couldn't do better anywhere else.

I've switched jobs twice now. First was from $13/hr to $21/hr. Left that second job after 4 years making $26/hr for my current job at $37.

I am still in a Discord chat with all of my old team members from that first job and there's a good deal of them still there pulling in about $16-17/hr.

I work at an insurance company (in IT) and they had a few disastrous claims they had to pay out this year. I've been walking around the office the past few weeks and lots of calls to field agents explaining that all of their clients' insurance rates are going up by about 30%.

Main numbers to look at are your out-of-pocket maximums. Your employer contributes $1,500 so in the most worst case of scenarios for a given year, you are out $4,850. With the PPO, generally the OOP max is lower, but this can vary and sometimes the PPO is never the better option if the employer subsidizes the HDHP enough and it has a low enough OOP max.

For the sake of pretending we'll pretend the OOP max of your PPO is $1,500. If you have an illness, condition, or disability which will require you to be spending a lot of money on PT, medication, and surgeries, the PPO is of course the better option. If you have some $120/mo prescriptions which would be covered 100% under the PPO but you'd have to pay for under the HDHP, the HDHP comes out ahead. You get the employer contribution plus the tax benefits of the HSA.

If you're someone like me with no regular medical expenses (I have not had a hospital visit since I was 14 and I'm about 30 now) and my normal "expenses" are a $10 bottle of Ibuprofen or Acetaminophen every other year, my HSA is massively better for me.