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SBRH33 t1_iy8wdq0 wrote

Reply to comment by queensekhmet in Can I get a PA state ID and have a DL from another state? by [deleted]

If you are living in one state and driving a car registered and insured in a different state you are committing insurance fraud.

States have residency laws and it gets complicated when you bring a car into the mix as an out of state college student.

You need to get a PA DL and have yer vehicle registered and insured in PA.

This can catch up with you if you are ever stopped or get into a traffic accident, especially if yer in Philly where insurance rates are through the roof.

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queensekhmet t1_iy8x776 wrote

Well our insurance rep is aware that I am currently living out of state and said it is no problem since I am here to go to school. Where it really gets complicated though, is that I'm here for grad school and realistically don't know if I will be returning to TX after I graduate. So I do want to change my residency to PA eventually, but since I just got my car registered before I moved, I figured I could wait. Then we needed new car insurance so I also just got a new car insurance policy (based in TX).

The thing I guess I wasn't clear on was whether or not getting a state ID card would impact your DL..I thought since they aren't the same thing, and since I have a PA address, I could have both. But I see now how that is incorrect.

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SBRH33 t1_iy9bufg wrote

True'ish

To clarify. If you wanted the PA MM Card you would have to establish residency there. This would trigger the PA residency requirements pertaining to your vehicle etcetera.

If you keep your legal address as yer parents address while attending college then nothing needs to he changed regarding insurance or registrations.

> Students who stay on campus year-round. Students who live on campus for the entire year instead of just during the school year may need to talk to their state’s DMV and their insurance company to see if any modifications to the vehicle’s registration or insurance policy are necessary.

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