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SereneDreams03 t1_j8k4w4r wrote

Depending on how much you earn, it is likely cheaper just to stick with the WA Cares fund, than to go with LTC insurance. It's $0.58 per $100 earned, that's about $25 a month for the average worker in the state.

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Franck_Dernoncourt OP t1_j8kb91p wrote

One can get insurance for less than 25 USD/month, eg https://www.reddit.com/r/Washington/comments/112ejat/whats_the_cheapest_longterm_care_insurance_that/j8kayl0

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SereneDreams03 t1_j8koct2 wrote

Interesting, that would be by far the cheapest I've heard for stand-alone LTC insurance. I wonder if that's just the cost of the rider. The lowest cost I've heard is $79 a month. And like I said, it depends on how much you make, $25 a month is just the average cost for Washington residents.

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Franck_Dernoncourt OP t1_j8kq0yy wrote

Yeah I wish we had a clear table of prices for each qualifying LTC insurance. This law and its implementation are very poorly thought-out. Policymakers were either bribed by insurers or profoundly stupid.

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