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Morrigan-27 OP t1_j02uj39 wrote

Reply to comment by Economy-Cupcake808 in Check your credit card receipts for altered tips by Morrigan-27

I don’t have ironclad proof such as a photo with metadata so making an accusation without the irrefutable proof opens me up to legal issues—hence my original post to take photos of your receipts.

The most recent issue was Sunday and showed up on my friend’s card. My card is still processing, but I did take a photo, as I have been for months now.

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Economy-Cupcake808 t1_j037qhb wrote

No it really doesn’t open you up to any legal issues. You are allowed to share your experiences about things online. Also, even if it could expose you to legal issues, some local JC restaurant isn’t going to waste their time and money tracking down some an anonymous Reddit IP address and serving you with a lawsuit.

Even if your post is a lie, you are permitted to tell lies on the internet. You are not under oath on the Jersey City Subreddit.

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Morrigan-27 OP t1_j040a23 wrote

Duly noted. The court of Reddit is willing to believe an accusation without ironclad proof.

Here my goal was to remind my neighbors that being on top of our finances and taking personal responsibility to verify our statements match with our receipts was my goal. However, I will refrain from sharing unsolicited yet helpful advice and simply stop being kind. Happy holidays!

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Economy-Cupcake808 t1_j04fk5t wrote

You’re a joke. If things like this would esubject people to legal issues Yelp wold have gone bankrupt years ago.

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fruit__gummy t1_j06efod wrote

Lol this comment makes me way more suspicious that you are just making shit up. You talk like sideshow bob

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PrincipleOfMoments t1_j03lxj7 wrote

If your claims are legit, and you have a photo of your signed receipt that includes a lower tip than what your subsequently issued credit card transaction email shows, then you have no legal issues.

The truth is an absolute defense to any claims that could potentially be made against you - assuming the establishment(s) even go through the time and expense of serving a subpoena on Reddit and overcoming Reddit's objections to providing identification info for your account.

You don't have to show photos, or name names, or do anything else you don't want to do, but there's also no need for you to hide behind a contrived "legal issue" to justify your decision.

Why you would send a post like this and not expect to be bombarded with people asking "where", as one would naturally expect, is another conversation in and of itself.

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Morrigan-27 OP t1_j03z1h3 wrote

You know, it was a PSA for people to be mindful of their credit card receipts because so many of us are lax about checking statements. I’m starting to regret trying to help out my neighbors to remind them to take responsibility for their personal finances. Sheesh.

If you read my original post the reason I started taking photos was because it happened to me a few months ago when I had my signed duplicate receipt with the amount on it and my credit card emails me every transaction processed and there was a discrepancy. I didn’t want to make the post unreadably long so I left off the part where I didn’t have time to consider physically going back until a week later to talk to a manager and ask to see the physical copy because I was out of town. At that point it seemed like a lot of effort for $2 so I just never went back. Without the physical copy the restaurant has, and since it never occurred to me that someone would change a tip, I never thought to take photos before this incident. I have my word and what my card processed, but not irrefutable proof without the restaurant’s copy. I hope this makes sense.

The most recent incident was Sunday and my friend had extra tip added to her card. My card company is still processing the transaction. I do have a photo of my receipt processed by the same person two minutes later, so I’m watching it closely. But since she was not in the habit of taking photos like I do now she has to jump through hoops. If my card has the same issue since I have a photo, I would then be willing to name the place.

See how long that was? That’s why I posted the TL;DR in the original post.

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PrincipleOfMoments t1_j086i2w wrote

You can be as condescending as you want in your replies to me and the others on this thread whom you deem to be so lacking in personal responsibility for our respective finances, but if you took a break from scolding us, you may realize that you have no one to blame but yourself.

Your original post says this happened to you "a couple of times" at "bars and restaurants in JC", and that "after the first time", you started taking photos.

Your ever-so-clever reply above, however, contradicts that. It seems to say, as best as my commoner brain can understand, that you never got a copy of the restaurant receipt the first time and 'the most recent incident" happened to your friend, not you (although you indicate you are waiting with baited breath for your credit card transaction email to come so you can find out if you have fallen victim to this nefarious, city-wide conspiracy for a second time).

So, you can't be sure you didn't mistakenly add $2 more on the receipt you left at the establishment the first time and you are unclear as to whether your friend has photographic (and thus "irrefutable") proof of the second incident that happened, as far as you are saying, only to her.

Ultimately, you lack not only irrefutable proof of these alleged multiple incidents, but any proof whatsoever of even one, let alone multiple, incidents.

Your TLDR would have been more accurate had it said: "One time a few weeks ago, I was at a bar and they charged my card $2 more in tips than I remember leaving, but I can't be sure so now I photograph both copies of the signed receipt so if it ever happens to me again, and I don't think the monetary amount is too small to make it worth my while to take action, I might do something about it."

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down_up__left_right t1_j0436th wrote

This isn't a law court so you don't need proof beyond reasonable doubt.

As for legal issues for libel they would need to prove you're lying. If you're not lying then there's no way they could prove that.

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Rube777 t1_j043azk wrote

Lol @ the notion of legal issues…. You’re using an anonymous name on reddit… Your post doesn’t mean much unless you name the offenders.

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AcerbicLeslieKnope t1_j054pg0 wrote

The lack of even a loose, rudimentary understanding of the legal system is astonishing. In the same breath people will say they’re worried about slander/libel, inappropriately invoke the first amendment, and try to suggest they can successfully sue anyone and anything that inconveniences or annoys them. 😵‍💫

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thebruns t1_j08xrzh wrote

>so making an accusation without the irrefutable proof opens me up to legal issues

Lol not in America. England, yes, but not here.

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