Submitted by thomastodon01027 t3_yiedy2 in massachusetts
Dreadedtrash t1_iuimsz3 wrote
Question: Will the undocumented people be able to get car insurance? What insurance company is going to want to insure an undocumented person? I could be wrong, but isn't a requirement to have insurance if you are going to drive?
Balsac_is_Daddy t1_iuiq4ck wrote
Do you really think auto insurance companies care who is paying them? Why wouldnt they insure an undocumented person? If said undocumented person has a vehicle they wish to insure, any company will gladly take their money.
Dreadedtrash t1_iuis54g wrote
Yes insurance companies are quite picky about who they insure. They want to know about drivers education, how many years experience driving, prior accidents, prior tickets, etc. For the insurance company it is just a gamble will you give them more money than you cost them.
Balsac_is_Daddy t1_iuisrsp wrote
You dont even need a license or driving record to insure a car. All you need is a car to insure a car. And money!
Dreadedtrash t1_iuitybj wrote
Well you don't but the insurance company is going to want to know who the primary driver and any other drivers of the car are. For the primary driver at least I'd imagine that they do a check for license/tickets/accidents.
LollyTotlkyWondrr t1_iujtdli wrote
It’s called insurance for a reason. Its not just about the money like you said but making it worth their while and an undocumented person might not be that. I can see them argue a person like that might be an unstable source of income due to poor support system, legal status, etc
oceansofmyancestors t1_iuj06fw wrote
I think it’s a requirement if you own or finance or lease a car
Dreadedtrash t1_iuj0u68 wrote
It is a requirement(in MA) for all cars driving to be insured. This information is on your car registration. I believe that there may be 1 or 2 states that don't require insurance at all.
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