HSdropout42069 t1_iybxpms wrote
I am not in the insurance industry but do work in the auto Industry and deal with insurance more than most. If she had CA issued insurance, then the damages to the other party would be covered by her liability coverage, no matter who was driving. Any medical attention to himself or to the vehicle being drive would be covered under a comprehensive policy to the limits that are listed on the policy. This can be found on the declaration page of the policy. If he is unlicensed he could be excluded from coverage.
MyFreeAccount OP t1_iyby1h5 wrote
He is and was licensed, just not specifically covered on the insurance since a few months previous.
HSdropout42069 t1_iybypcr wrote
Then he should’ve been covered so long as your mom and grandma had insurance on the vehicle. If the bill is from the insurance company maybe you guys should contact an attorney for some advice on what the options are.
Masterillya t1_iyc2g8f wrote
Sounds like because he was leaving to make insurance cheaper they “Excluded” him from the coverage, so it is not covered
27Believe t1_iyd1t30 wrote
Removing someone who doesn’t live in the household or regularly drive the car, what’s the issue ?
itsdan159 t1_iyds5n5 wrote
If the person was excluded specifically, not just not on the insurance but excluded from it, it might not be covered. This can be done sometimes if you have a high risk driver in the household making the rates go up for others. It could be the result if someone on either end misunderstanding what was being asked when removing the driver.
Askew-glasses t1_iyd2rk1 wrote
They should have checked their policy before tossing the keys to an unlisted driver.
Viewing a single comment thread. View all comments