MyFreeAccount
MyFreeAccount OP t1_iydflfo wrote
Reply to comment by 27Believe in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
They are saying that since he was removed, he was not covered.
MyFreeAccount OP t1_iydbl4f wrote
Reply to comment by MikeWPhilly in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
They both lived in CA. The nephew went to another state for 6 months. He returned to CA for about a month or so, when the accident happened. He was likely to stay in CA after the visit, but it wasn't a sure thing.
MyFreeAccount OP t1_iydaye0 wrote
Reply to comment by InsuranceMD123 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
They say that they won't cover it because he was removed from the policy about two months previous to the accident.
MyFreeAccount OP t1_iyd7sn6 wrote
Reply to comment by LeCordonB1eu in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
The car was parked while he was gone. It was insured... liabilty. I never mentioned anything about a niece.
MyFreeAccount OP t1_iyd7eu6 wrote
Reply to comment by InsuranceMD123 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
They know of the accident and don't want to cover the other car. We don't expect them to cover the VW.
MyFreeAccount OP t1_iyd73l8 wrote
Reply to My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
UPDATE: The car was his while he was in CA. He was driving it daily. When he left CA, the car was parked and the insurance was minimized as no one would be driving it. When he returned to CA, he began to again drive the car, although the insurance was not updated reflecting his daily driving. It only had liability coverage. This is when the accident occurred.
MyFreeAccount OP t1_iyd6l1i wrote
Reply to comment by 27Believe in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
Indeed, he was licensed, just not specifically named on the insurance any longer.
MyFreeAccount OP t1_iyd631u wrote
Reply to comment by MikeWPhilly in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
The car was left in CA, parked and not being driven. He drove it when he returned for a visit.
MyFreeAccount OP t1_iyd5so5 wrote
Reply to comment by theoriginalharbinger in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
Who owns the car: mother and grandmother
Who is the car registered to: mother
Who is the named insured: mother
how long ago did he move out: 6 months
was he still considered a household member: he had returned home for a month or so
was he a named exclusion on the policy: he wasn't specifically excluded, just removed as a result of the high cost
MyFreeAccount OP t1_iyd5gy6 wrote
Reply to comment by ste1071d in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
That is correct.
MyFreeAccount OP t1_iyd58r7 wrote
Reply to comment by debbiewith2 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
He was previously on the insurance when he was living in CA, then he moved... and was removed, as the car was parked and not driven. It was his car, in his relatives' names.
MyFreeAccount OP t1_iyd4q11 wrote
Reply to comment by ASK_IF_IM_PENGUIN in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
That's exactly why.
MyFreeAccount OP t1_iyd4o22 wrote
Reply to comment by MikeWPhilly in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
The car was insured... liability only.
MyFreeAccount OP t1_iybybak wrote
Reply to comment by CircaSixty8 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
The mother's insurance company claims that the accident is not covered.
MyFreeAccount OP t1_iyby1h5 wrote
Reply to comment by HSdropout42069 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
He is and was licensed, just not specifically covered on the insurance since a few months previous.
MyFreeAccount OP t1_iybxtxx wrote
Reply to comment by InteriorAttack in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
Finding legal representation has not been easy.
MyFreeAccount OP t1_iybxpsk wrote
Reply to comment by Anonymous5922 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
This is a given and not at all helpful.
MyFreeAccount OP t1_iybxoh7 wrote
Reply to comment by hopingtothrive in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
The car was only covered with liability insurance, since it was not being driven because he was out-of-state. The mother's insurance company argues that he is not covered.
MyFreeAccount OP t1_iybx61e wrote
Reply to comment by CircaSixty8 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
He had already moved. This happened while on a return visit. The question is... what can be done for the best outcome, taking into consideration the facts...
MyFreeAccount OP t1_iydfnub wrote
Reply to comment by SPhillyjew in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
He wasn't driving illegally.