MyFreeAccount OP t1_iyby1h5 wrote
Reply to comment by HSdropout42069 in My 19yo nephew was at fault and uninsured in an auto accident. He received a bill for $54k from the opposing insurance company. by MyFreeAccount
He is and was licensed, just not specifically covered on the insurance since a few months previous.
HSdropout42069 t1_iybypcr wrote
Then he should’ve been covered so long as your mom and grandma had insurance on the vehicle. If the bill is from the insurance company maybe you guys should contact an attorney for some advice on what the options are.
Masterillya t1_iyc2g8f wrote
Sounds like because he was leaving to make insurance cheaper they “Excluded” him from the coverage, so it is not covered
27Believe t1_iyd1t30 wrote
Removing someone who doesn’t live in the household or regularly drive the car, what’s the issue ?
itsdan159 t1_iyds5n5 wrote
If the person was excluded specifically, not just not on the insurance but excluded from it, it might not be covered. This can be done sometimes if you have a high risk driver in the household making the rates go up for others. It could be the result if someone on either end misunderstanding what was being asked when removing the driver.
Askew-glasses t1_iyd2rk1 wrote
They should have checked their policy before tossing the keys to an unlisted driver.
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